The continued good health of your pet should be your priority but what about the cost of health care which can be huge at times?
Pet insurance is a good idea but as usual one size does not fit all. You may find the cost of insuring your pet when he or she is young relatively cheap but in time the premiums could rise and be beyond your income.
It is important to consider if you can really afford a pet, in cost, time and effort, before you take one or more into your home but life is rarely so straightforward. Your financial circumstances may change for the worse during your pet's lifetime or the animal may need extensive treatments running into thousands of pounds.
Make sure you research the best value veterinary care in your local area taking into account customer reviews and references. You do not want "cheap" if it offers a bad service; look around for a vet's that will fit your animals need and costs if possible.
Our local vet offered vaccinations for life for £100 when rescued Tinka came to live with us more than four years ago. That price includes an annual health check which in turn has little extras such as nail trims.
You may think that chancing a set fee is not a good option but surely you are hoping your pet will live with you for many years? Tinka was aged around three or four when he came to live with us but in a year or two that £100 will have proved to be money well spent.
One of the most costly treatments for a pet can be medicines. Simply giving an animal the equivalent medication that a person would take is not appropriate.
However if you can source the medication cheaper through a local pharmacy or online paying a fee for the animal's prescription could come up trumps; it is especially good value for money if you pet needs ongoing medication possibly for the rest of his or her life.
The Citizen's Advice service has some advice on animal prescriptions online - find that here
A note of caution: Buying medication for you, your family members or your pets online can be dangerous. Finding a reputable source is imperative. It is OK trying to cut costs but not at the expense of good health.
Discuss the medication options with your vet and local pharmacy.
RCVS, Royal College of Veterinary Surgeons, also has advice which you can find here; part of that is reproduced below:
10.2 Veterinary surgeons must: